Moving overseas advice
Best islands to live on
Key takeaways
- The cheapest island to live on is Siargao (Philippines), followed closely by St. Anastasia Island (Bulgaria) and Roatán (Honduras) in the Caribbean.
- The best tropical islands to live on are Koh Samui (Thailand), Bali (Indonesia), Mauritius, Palawan (Philippines) and Cozumel (Mexico).
- The best islands to live on in the US are Guam (US territory), Puerto Rico (US territory), Key West (Florida) and Saipan (US territory).
- The best island to live on in Hawaii is widely considered to be Oahu.
- The best remote islands to live on are the Isle of Skye (Scotland), Kadavu Island (Fiji), Haida Gwaii (Canada), and Kangaroo Island (Australia).
Siargao is known for its pristine beaches, crystal-clear waters and popular surfing spots...
Cheapest island to live on
The cheapest island to live on is Siargao, Philippines, followed closely by St. Anastasia Island in Bulgaria and Roatán, Honduras in the Caribbean. Siargao is known for its pristine beaches, crystal-clear waters and popular surfing spots, such as the high-waved Cloud 9. Tear-Drop Island, named after its unique shape, attracts visitors and expats alike thanks to its laid-back atmosphere, lush landscapes and natural wonders, including lagoons and caves.
The island is relatively affordable compared to many popular destinations in the Philippines. Essential goods, accommodation and food can be found at lower prices, especially if you live outside the main tourist areas of General Luna, Dapa and Pilar. The monthly cost of living (CoL) is, on average, US$582 (around £472), according to the crowdsourced CoL database Livingcost. Groceries average US$225 (£182), with rent estimated at just US$298 (around £242).
St. Anastasia Island is a small volcanic rock island in the Black Sea, just off the coast of eastern Bulgaria. Popular hotspots include a 6th-century monastery, an interactive museum and stunning coastal views. The island offers a tranquil escape with cosy accommodation, tasty local cuisine and dazzling boat tours.
The Black Sea Gem's CoL is affordable, with monthly costs for a single person estimated at US$600 (around £488). However, if you're planning to move overseas long-term, rental options can be challenging to find. One alternative option is the nearby city of Varna, where apartments are available for as little as US$84 (around £150) per month, with prices rising in tourist-heavy months.
Roatán, Honduras, is a Caribbean tropical paradise known for its Mesoamerican Barrier Reef system, world-class diving, crystal clear turquoise waters and sandy beaches. The island features lush tropical forests ripe for exploration and a mix of local Garifuna culture alongside expat communities and tourist resorts.
Roatán's CoL is variable, depending on your lifestyle and where you choose to live. Apartment rentals within walking distance of the beach start from as low as US$500 (around £406), rising to roughly US$800 (around £650) for apartments on the beach or in the city centre. Nomad Watch estimates monthly groceries, transportation, utilities, and dining out in Roatán at US$385 (around £312).
The cheapest island vs the most expensive
The cheapest island to live on in the world is Siargao in the Philippines, with an average monthly living cost of US$582 (£461) per person, including rent. Conversely, the most expensive island to live on is Lānaʻi, Hawaii, in the US, with an average monthly living cost of US$2,875 (£2,277) per person, including rent.
The graphic below compares the different monthly costs associated with living on these islands using data from Living Cost.
Cost of living: Siargao
Cost of living: Lānaʻi
Best Greek island to live on
The best Greek island to live on is Crete, according to Expatra, Rightmove and International Living. The country's biggest island offers residents, visitors, and expats a mix of natural beauty, fascinating ancient history, and a charming Mediterranean culture. Explore golden beaches, colourful mountainscapes, steep gorges, and flavorful culinary traditions.
Best tropical islands to live
The best tropical islands to live on are Koh Samui (Thailand), Bali (Indonesia), Mauritius, Palawan (Philippines) and Cozumel (Mexico).
Relocating to a tropical island is a lifelong dream for expats seeking natural beauty, year-long sunny weather and outdoor pursuits. You might move for the pristine beaches, palm trees, scuba diving and lush landscapes, but you'll stay for the welcoming natives, charming local traditions and laid-back way of life.
Here are five of the best tropical islands to live on from around the world:
- Koh Samui, Thailand: beyond its natural beauty, Koh Samui offers eclectic nightlife options, luxury resorts, and world-class dining. The island's Thai culture shines through its ancient temples, bustling markets, and colourful festivals. Thanks to modern infrastructure, such as integrated transport and world-class healthcare facilities, you can enjoy convenience in paradise.
- Bali, Indonesia: the island's Hindu-Javanese-Indonesian-influenced arts scene, traditional ceremonies, and welcoming locals offer a deep sense of community. Surfers, yogis, and wellness enthusiasts flock for world-class waves and holistic retreats. Affordable living costs and a thriving expat community help make Bali an ever-attractive destination.
- Mauritius: this Indian Ocean gem is a standout choice for those seeking a tropical yet modern lifestyle. It blends African, Indian, and European influences alongside luxury resorts, gourmet restaurants, and cutting-edge medical facilities. Its strong economy and respected education system make it ideal for families.
- Palawan, Philippines: known as the "Last Frontier" of the Philippines, Palawan is a dream come true. Its deep blue waters, limestone cliffs, and hidden lagoons create a postcard-perfect setting. The island's laid-back vibe and affordable cost of living attract expats seeking a serene and fulfilling tropical lifestyle.
- Cozumel, Mexico: offering a laid-back lifestyle surrounded by stunning Caribbean waters, the island is known for its world-class diving and snorkelling, with vibrant coral reefs teeming with marine life. Plus, the warm, humid climate means year-round sunshine, perfect for outdoor adventures like exploring Mayan ruins or cycling along scenic coastal roads.
...Koh Samui offers eclectic nightlife options, luxury resorts, and world-class dining.
Best islands to live on in the US
The best islands to live on in the US are Guam (US territory), Puerto Rico (US territory), Key West (Florida) and Saipan (US territory). From far-off territories in the western Pacific Ocean to Floridian hotspots, the United States boasts several diverse options for island living:
1. Guam, US territory
Guam is the United States's westernmost territory. It offers an alluring blend of proud Chamorro culture and breathtaking tropical beauty. Its small, close-knit community and warm, sunny weather create a welcoming, pleasant atmosphere. Popular outdoor activities include scuba diving, off-roading, golf, and hiking, making it an ideal destination for adventurous expats considering moving to the US.
Population: 168,801
Land area: 210 sq mi (544 km2)
Avg. monthly costs with rent (single person): US$2,649 (£2,099)
Main industries: tourism, the US military and construction
Climate: tropical with high humidity
2. Puerto Rico, US territory
Puerto Rico combines all-American conveniences, such as reliable public services and retail chains like Walmart, McDonald's and Starbucks, with a vibrant Caribbean flair. From San Juan's historic landmarks to lush rainforests and stunning beaches, it's hard to imagine leaving. The lower cost of living compared to the US mainland further enhances the island's allure.
Population: 3.28M
Land area: 3,515 sq mi (9,100 km2)
Avg. monthly costs with rent (single person): US$1,519 (£1,204)
Main industries: pharmaceuticals, textiles, and electronics
Climate: tropical with high humidity
3. Key West, Florida
Key West is a US mainland paradise at the southernmost tip of Florida, renowned for its laid-back vibes, breathtaking sunsets and lively arts scene. From abundant outdoor activities to charming architecture, this sunny city has something for everyone. Its small-town feel, vibrant nightlife (including sports bars, microbreweries and tiki bars!) and literary heritage make the island unforgettable.
Population: 26,444
Land area: 4.2 sq mi (11 km2)
Avg. monthly costs with rent (single person): US$3,014 (£2,388)
Main industries: tourism, construction, and hospitality
Climate: subtropical with warm winters and hot summers
4. Saipan, US territory
Saipan, around 7,000 miles west of Washington, DC, is a peaceful island surrounded by crystal-clear waters and coral reefs. Its culturally diverse community enjoys sun-drenched weather and a slower pace of life. While the cost of living is slightly higher than the US average, the island's natural beauty and friendly atmosphere make it an attractive choice for expats seeking a quiet, relaxed lifestyle.
Population: 43,385
Land area: 44.55 sq mi (115.38 km2)
Avg. monthly costs with rent (single person): US$1,427 (£1,131)
Main industries: tourism and agriculture
Climate: tropical with high humidity
Source: livingcost.org
What is the best island to live on in Hawaii?
The best island to live on in Hawaii is widely considered to be Oahu, thanks to its accessibility, gorgeous landscapes, historical significance and traditional charm.
Oahu is the third-largest and most populated island, home to over one million residents. From hiking trails like Diamond Head to bustling big city life, there's something here for everyone. With world-renowned beaches like Waikiki and the North Shore, it's ideal for surfing, snorkelling or simply sunbathing. Beyond the beaches, the island features lush valleys and the scenic Ko'olau mountain range.
Honolulu, the capital of Hawaii, is the largest city in the state and home to iconic buildings such as the Pearl Harbor National Memorial and the Honolulu Museum of Art. Daniel K. Inouye International Airport makes the city easily accessible for domestic and international travellers.
Oahu also has a storied history worth exploring, from aboriginal Hawaiian culture to significant landmarks like Iolani Palace. Visitors can immerse themselves in traditional Hawaiian cultural practices, including hula dancing, chanting and lei making.
Best remote islands to live on
The best remote islands to live on are the Isle of Skye (Scotland), Kadavu Island (Fiji), Haida Gwaii (Canada), and Kangaroo Island (Australia). Each location has only between 4,000 and 10,000 residents but plenty of local traditions stretching back hundreds of years.
1. Isle of Skye, Scotland, the UK
The Isle of Skye captivates all thanks to its unmatched natural beauty and tranquil way of life. Enjoy towering mountains, rugged cliffs and shimmering lochs. Small, welcoming communities foster a true sense of belonging.
Reliable transport links via the Skye Bridge and regular ferries ensure easy access to the mainland, while the National Health Service (NHS) provides universal healthcare. High-speed broadband, fresh seafood and varied local markets ensure a modern, comfortable lifestyle.
Population: 10,008
Land area: 639 sq mi (1,656 km²)
Main industries: tourism, agriculture and fishing
Climate: cool temperatures with high rainfall and winds
2. Kadavu Island, Fiji
Enjoy untouched beauty and an authentic Fijian lifestyle on Kadavu Island. Pristine beaches and the world-famous Great Astrolabe Reef provide endless opportunities for adventure, while turquoise waters and lush rainforests invite you to embrace a slower pace of life.
The island's small population helps foster a supportive community that prioritises sustainability and traditional practices, such as subsistence farming, communal living and storytelling.
Population: 10,167
Land area: 159 sq mi (411 km²)
Main industries: agriculture, fishing and eco-tourism
Climate: hot tropical climate
3. Haida Gwaii, Canada
Haida Gwaii delivers dramatic coastlines, dense rainforests and a deeply rooted Indigenous culture. Enjoy fishing, kayaking and hiking through ancient forests on this quiet, remote archipelago off the eastern coast of British Columbia.
The island's isolation helps foster a deep connection with nature, allowing residents to adopt a slower lifestyle. The rhythms of the land and sea shape daily life, offering a unique balance of serenity and outdoor adventure.
Population: 4,526
Land area: 3,930 sq mi (10,180 km²)
Main industries: fishing, forestry and eco-tourism
Climate: cool with dry summers and wet winters
4. Kangaroo Island, Australia
Kangaroo Island is the perfect blend of untouched wilderness and comfortable living. With vast national parks, secluded beaches and abundant wildlife, it feels like a natural haven. The island is home to several species of wildlife, including koalas, sea lions, and, of course, many kangaroos!
Despite its remoteness, the island boasts modern conveniences, such as a wide choice of accommodations, plentiful local eateries, accessible transport options and Wi-Fi.
Population: 4,894
Land area: 1,701 sq mi (4,405 km²)
Main industries: agriculture, eco-tourism and fishing
Climate: Mediterranean climate with low humidity
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